Alabang – Page 32 – Author Carlo Carrasco

Muntinlupa City’s Top 10 taxpayers lauded

March 9, 2023March 3, 2023carlocarrasco

Recently in the progressive city of Muntinlupa, the Top 10 taxpayers of the city were lauded for their tremendous economic contributions which played a key role in local recovery from the downturn of the COVID-19 crisis, according to a Manila Bulletin news report. They were commended by Mayor Ruffy Biazon during the 28^th cityhood anniversary celebrations on March 1.

To put things in perspective, posted below is the excerpt from the Manila Bulletin news report. Some parts in boldface…

Muntinlupa Mayor Ruffy Biazon commended the top 10 taxpayers and the business community for helping in reviving the local economy especially after the onslaught of the Covid-19 pandemic.

During the 28th Muntinlupa cityhood anniversary on March 1, the top 10 taxpayers were recognized.

They were Filinvest Alabang, Inc.; Ford Group Philippines, Inc.; Filinvest Land Inc. – Festival Supermall; Ayala Land Inc.; Filinvest Reit Corporation; Meralco Business Center; Amkor Technology Philippines; Capital One Philippines Support Services Corporation; GenPact Services LLC Philippines, Inc.; and Insular Life Assurance Company Ltd.

In his State of the City Address, Biazon said Muntinlupa is “steadily bouncing back” from the effects of the Covid-19 pandemic, which crippled the economy and resulted in people losing their jobs.

“Our cityhood journey, and now our road to pandemic recovery, underscores the importance of working together, and shows what we can do when we are focused towards a more liveable and more responsive city for Muntinlupeños,” Biazon said.

Taxpayers, including business establishments, have fueled the city’s economic recovery from the pandemic, posting P6.033 billion in total revenues with 101.09 percent collection efficiency.

In addition, the city government recorded 12,232 registered businesses as of January 2023, up 59 percent from 7,651 registered businesses in the same period last year.

Let me end this piece by asking you readers: If you are a Muntinlupa City resident, what is your reaction to this development? Are you thankful to the mentioned companies that made the Top 10 list of taxpayers? Are you confident with the City Government’s role with the local economy?

You may answer in the comments below. If you prefer to answer privately, you may do so by sending me a direct message online.

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Muntinlupa Mayor Biazon declares city steadily bouncing back

March 6, 2023March 2, 2023carlocarrasco

Recently in the progressive city of Muntinlupa, Mayor Ruffy Biazon stated that the city is steadily bouncing back from the downturn of COVID-19 as he delivered his State of the City Address during the 28^th cityhood celebration, according to a Manila Bulletin news report. The mayor also shared updates about the city government’s programs.

To put things in perspective, posted below is the excerpt from the Manila Bulletin news report. Some parts in boldface…

Mayor Ruffy Biazon delivered his first State of the City Address on Muntinlupa’s 28th cityhood anniversary on March 1 and said the city is bouncing back from the effects of the Covid-19 pandemic.

“The pandemic has been a true test of our strength, even of our faith. It has been—and for some, still is—a difficult time, but the good news is that we are steadily bouncing back. We are steadily recovering from the effects of the crisis caused by the pandemic,” he said.

One indicator, he said, is that the number of registered businesses in Muntinlupa increased to 12,232 as of Jan. 31 this year, up by 59 percent from 7,651 in January 2022.

Muntinlupa became a highly urbanized city on March 1, 1995 when then President Fidel Ramos signed Republic Act 7926 or the Charter of the City of Muntinlupa.

According to Biazon, in 2022, the Muntinlupa City government collected P6.03 billion in total revenues, exceeding the target income for the year with 101.09 collection efficiency.

“This means we have enough collections to fund our pandemic recovery programs and projects,” he said.

Under his administration, he focused on reviving the local economy and in strengthening health services and education.

“It is important to mention that Congressman Jimmy Fresnedi’s leadership paved the way for the progressive and developed Muntinlupa that it is today,” he said.

He added, “Our cityhood journey, and now our road to pandemic recovery, underscores the importance of working together, and shows what we can do when we are focused towards a more livable and more responsive city for Muntinlupeños.”

Biazon ran and won as mayor in the May 2022 elections, and launched his 7K Agenda containing the blueprint of his administration.

HEALTH – In 2022, he said, the city government continued its immunization program against Covid-19. The city achieved 136 percent vaccination rate of the eligible target population, or 580,614 individuals, while 80 percent have received their booster shots. In addition, 80 percent of the target population got immunized under the Chikiting Bakunation Program.

The Putatan Health Center was transformed into a Super Health Center that expanded medical and diagnostic services, and operating hours up to 10 p.m. The health center provides basic consultation, minor surgery, laboratory and radiology services, ultrasound for pregnant women and medicine.

The Biazon administration also launched the Womb to Work Program aiming to provide programs for children.

Services at the city-run Ospital ng Muntinlupa were improved including the construction of a new annex building that increased the facility’s bed capacity from 200 to 250.

“I’m also glad to share with you all that we can look forward to the Ospital ng Muntinlupa being an accredited Malasakit Center in the near future. This program, in partnership with the national government, will serve as a one-stop hub for requesting assistance for medical services and for providing indigent patients access to free medicines and quality health care and medical intervention,” said Biazon.

EDUCATION – Biazon thanked the Schools Division Office for preparing for the return of nearly 89,000 students to face-to-face classes. He turned over hygiene kits to the office as part of the full implementation of face-to-face classes in public schools.

The city government also launched programs such as the Muntinlupa Reading Book Club to encourage reading among the youth.

Under the city’s scholarship program, 82,000 students have received financial assistance. Of the P450 million budget for scholarship programs, 85 percent of it is for elementary and high schools students. The city also has about 3,000 college and university scholars.

The Doctor of Medicine Program of the Pamantasan ng Lungsod ng Muntinlupa and Ospital ng Muntinlupa was also launched.

LIVELIHOOD – Biazon said Muntinlupa was recognized as the fifth most competitive economy among 33 highly urbanized cities in the Philippines by the Department of Trade and Industry Competitiveness Bureau.

Under the Dagdag Puhunan, or zero-interest loan program of the city government, more than P20 million was provided to 7,533 entrepreneurs

This year, he said, the city government will launch the SIKAP loan or startup capital loan for those who want to start their own business.

He also thanked business owners who have complied with City Ordinance 96-80 that mandates that at least 70 percent of their total workforce should be from Muntinlupa. He is requesting for the amendment of the ordinance to give incentives to businesses that have 100 percent Muntinlupa resident employees.

The mayor also thanked the Department of Agriculture, led by President Ferdinand Marcos Jr., for holding the Kadiwa program in Muntinlupa.

To find more details from the mayor’s speech, click https://mb.com.ph/2023/03/02/biazons-soca-muntinlupa-steadily-bouncing-back/

Let me end this piece by asking you readers: If you are a Muntinlupa City resident, what is your reaction to this development? Did the mayor deliver all the relevant details in his speech? What do you think the City Government should do to strengthen the local economy to pre-pandemic levels?

You may answer in the comments below. If you prefer to answer privately, you may do so by sending me a direct message online.

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Muntinlupa City Government commended by Anti-Red Tape agency for simplifying business permit and licensing procedures

March 2, 2023February 24, 2023carlocarrasco

Recently in the progressive city of Muntinlupa, the City Government of Muntinlupa was commended by Anti-Red Tape Authority (ARTA) over the simplifying of business permits and licensing procedures, according to a Manila Bulletin news report.

To put things in perspective, posted below is the excerpt from the Manila Bulletin news report. Some parts in boldface…

The Muntinlupa City government received a commendation from a national government agency for simplifying business permit and license procedures.

Mayor Ruffy Biazon received the commendation for the city government’s Electronic Business One-Stop Shop (eBOSS) initiative from the Anti-Red Tape Authority (ARTA) under the Office of the President.

In a letter addressed to Biazon, ARTA Director General Ernesto Perez said “we would like to convey our appreciation and commendation to the City Government of Muntinlupa as one of the LGUs that simplified business permit application, addressed systemic issues in the local permits and licenses, and introduced reforms and technology-enabled applications and systems that paved way to a seamless and efficient process.”

The eBOSS is one of the centerpiece initiatives of the City Government, bringing together all the necessary permits and licensing offices in one location, and since the pandemic, now can be done online. Aspiring and existing entrepreneurs can now apply for a business license without having to visit the city hall.

The BOSS program has been considered one of Muntinlupa’s best practices, with local government units visiting the City to learn first-hand about it. The pandemic, with physical-distancing a necessity, eventually paved the way for the original BOSS program to go digital.

“We applaud the City Government for setting the standards among the cities and municipalities. It is our hope that the City Government will continue what it has started and even exceed what was previously accomplished for the continuous realization of the ease of doing business in the Philippines. Again, congratulations on your significant contribution in the country!” Perez told Biazon.

After monitoring eBOSS, Perez said the Muntinlupa City government “has successfully implemented all functionalities in setting-up the Electronic Business One-Stop Shop (eBOSS) required by the law and as further stated in ARTA-DTI-DILG-DICT Joint Memorandum Circular (JMC) No. 1, series of 2021 or the ‘Guidelines for Processing Business Permits, Related Clearances and Licenses in All Cities and Municipalities.’”

“The said implementation of all functionalities initiated by the [Muntinlupa] City Government, backed up with significant results set the LGU as a model city where various cities and municipalities have been using as benchmark in their own business permit system,” he added.

Let me end this piece by asking you readers: If you are a Muntinlupa City resident, what is your reaction to this development? If you are a local business owner or manager, how would you describe your experience of getting your business license in the city? Does ARTA’s commendation to Muntinlupa make you feel more confident about the local business permit and licensing procedures?

You may answer in the comments below. If you prefer to answer privately, you may do so by sending me a direct message online.

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Back-to-back fire incidents in Muntinlupa cause Mayor to advise residents to be careful

February 28, 2023February 23, 2023carlocarrasco

Recently in the progressive city of Muntinlupa, Mayor Ruffy Biazon advised locals to be careful as the city had back-to-back incidents of fire which left many families homeless, according to a Manila Bulletin news report.

To put things in perspective, posted below is the excerpt from the Manila Bulletin news report. Some parts in boldface…

Muntinlupa Mayor Ruffy Biazon advised residents to be careful in light of the successive fire incidents in the city that left more than 100 families homeless.

“From January up until this past week, we have seen more fire incidents even before we have reached March, which is Fire Prevention Month. “We want to remind all Muntinlupeños to be extra vigilant in practicing fire prevention because it is really hard to lose everything in a fire,” he said.

He told the public to “be careful and never leave open flames in the house, like stoves or candles. Let’s work together so we don’t have any more fires like this.”

In just nine days, three fires broke out in residential areas, affecting 112 families in Muntinlupa.

On Feb. 11, a fire engulfed six houses at Hacienda Rosario in Purok 2, Barangay Sucat, affecting 17 families or 53 individuals, according to a report by the Muntinlupa Social Services Department (SSD).

In Barangay Poblacion, a fire hit a residential area on Quezon Street on Feb. 17, razing 19 structures and leaving 49 families, or 181 individuals, homeless.

On Feb. 19, another fire razed 27 structures on Concepcion Road, Barangay Buli, affecting 26 families or 130 individuals.

Biazon called on all households and sectors, including the barangay councils, to work together to prevent or at least reduce the incidence of fire in the city.

The mayor voiced his concern to Muntinlupeños during his visit on Feb. 20 to the 46 families affected by the February 19 fire on Concepcion Road in Barangay Buli.

Let me end this piece by asking you readers: If you are a Muntinlupa City resident, what is your reaction to this development? As a local resident, do you think it is time for the local authorities to initiate information campaigns that can educate local residents to prevent fire from happening?

You may answer in the comments below. If you prefer to answer privately, you may do so by sending me a direct message online.

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Alabang Hills Village Association (AHVA) unveils new email addresses for enhanced communication

February 24, 2023February 20, 2023carlocarrasco

In their latest effort to improve communications online, the Alabang Hills Village Association (AHVA) officially announced a new set of email addresses covering varied topics (examples: vehicular stickers, construction matters, and billing to name a few).

To put things in perspective, posted below is an excerpt from the AHVA’s official announcement. Some parts in boldface…

With the end in mind to enhance and facilitate communications between you and the Admin Staff, the Village Manager, and the Board, we are happy to announce our following new contact email addresses. By using these dedicated email addresses, we hope you’ll be able to reach us faster and more directly than in the past.

The new email addresses of our Admin teams are as follows:

For billings, Statements of Account, and payments of association dues & water
ahvainc.billing@gmail.com

For vehicle sticker & village ID applications
ahvastickeridprocessing@gmail.com

For service requests, reservations and use of village facilities, and for general queries
ahvageneralservices@yahoo.com

For home repairs, renovations, and house construction permits & fees
ahvaconstructiondepartment@gmail.com

For downloadable forms & assistance on use of the AHVA website
alabanghills@yahoo.com

For matters that are for the Board’s and/or Village Manager’s attention
ahvainc08@yahoo.com

For inquiries about this new development, visit https://alabanghillsvillage.com/ or call them at 88508254. You can visit their office at 1 Don Jesus Boulevard inside Alabang Hills Village from Monday to Friday, 8AM to 5PM. Always remember to follow their rules and speed limits whenever you are in the village. If you are a non-resident motorist who needs a new car sticker from AHVA right now, you can apply online.

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Over 9,000 students in Muntinlupa receive scholarship allowance from City Government

February 16, 2023February 14, 2023carlocarrasco

Recently in the progressive city of Muntinlupa, over 9,000 public school students received from the City Government their respective scholarship allowances according to a Manila Bulletin news report.

To put things in perspective, posted below is the excerpt from the Manila Bulletin news report. Some parts in boldface…

More than 9,000 public school students received their scholarship allowance from the Muntinlupa City government.

According to the Muntinlupa Scholarship Division (MSD), 9,409 students were given their allowance from Jan. 30 to Feb. 3 for the 1st Tranche Educational Assistance for the school year 2023 to 2024.

Of the total, 2,983 were students of Muntinlupa Elementary School; 1,840 from Putatan Elementary School; 1,359 from Soldier’s Hills Elementary School; 1,111 from F. De Mesa Elementary School; and 2,109 from Bayanan Elementary School.

Each student gets a P400 monthly allowance in elementary, P500 per month in junior high school and P600 per month in senior high school.

The allowances are given in two tranches with each tranche equivalent to five months. College students get P5,000 to P10,000 per semester depending on their grades.

Let me end this piece by asking you readers: If you are a Muntinlupa City resident, what is your reaction to this development? Do you personally support the Tranche Educational Assistance program?

You may answer in the comments below. If you prefer to answer privately, you may do so by sending me a direct message online.

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Muntinlupa City Mayor signs resolution related to prepositioning of relief goods by DSWD

February 7, 2023February 2, 2023carlocarrasco

Recently in the progressive city of Muntinlupa, Mayor Ruffy Biazon signed a key resolution pertaining to the preposition of relief goods by the Department of Social Welfare and Development (DSWD), the Manila Bulletin reported. This is related to the DSWD’s storing of food and other items in local facilities in preparation of disasters.

To put things in perspective, posted below is the excerpt from the Manila Bulletin news report. Some parts in boldface…

Muntinlupa Mayor Ruffy Biazon has signed a resolution for the prepositioning of relief goods in the city by the Department of Social Welfare and Development (DSWD).

He signed Resolution 2023-178 passed by the Muntinlupa City Council which gives him the authority as representative of the city government to enter “in a Relief Prepositioning Agreement (RPA) with the Department of Social Welfare and Development Field Office National Capital Region (DSWDFO-NCR) represented by its Regional Director Monina Josefina H. Romualdez.”

The prepositioning of relief goods allows the DSWD to put food and non-food items in storage facilities in Muntinlupa as preparation for any disaster.

“The City of Muntinlupa, within the period of three (3) years, supports the Prepositioning of relief goods posed by the Department of Social Services and Development (DSSD) as this would contribute in the increased preparedness for disaster of the city,” according to the resolution.

According to the Muntinlupa Legal Office, “During the disaster, the City is at the frontline of service delivery and thus, must always be prepared and equipped to take emergency action and relief measures. The prepositioning of food and non-food items from DSWD-NCR is a welcome augmentation to our disaster preparedness efforts.”

“The Muntinlupa Contingency Plans for Disasters (Flood, Earthquake and Covid-19 pandemic) has been adopted by the Sangguniang Panlungsod through various legislative measures where the policies, course of action, resources allocation aimed to build disaster resilient communities and institutionalize arrangement and measures for reducing disaster risks are underscored,” the resolution stated.

Let me end this piece by asking you readers: If you are a Muntinlupa City resident, what is your reaction to this development? Do you think this development will ensure the efficient and orderly release of goods for victims of disasters within the city?

You may answer in the comments below. If you prefer to answer privately, you may do so by sending me a direct message online.

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Maynilad’s new water treatment plant in Muntinlupa City more than 50% complete, additional water supply of 50 MLD expected by year-end

January 31, 2023January 25, 2023carlocarrasco

Recently, water concessionaire Maynilad announced that it is more than half-way through with its construction of a new water treatment plant in Barangay Poblacion in Muntinlupa City and additional water supply be the end of the year is expected, according to a news report by BusinessWorld.

To put things in perspective, posted below is the excerpt from the BusinessWorld news report. Some parts in boldface…

MAYNILAD Water Services, Inc. said on Tuesday that it is now more than halfway through the construction of its Poblacion water treatment plant in Muntinlupa.

“Once fully operational by the first half of 2024, this facility will have the capacity to produce 150 MLD (million liters per day) of potable water for the southern portion of Maynilad’s concession area, particularly Parañaque, Las Piñas, Muntinlupa, and Cavite,” the west zone water concessionaire said.

The Poblacion water treatment plant, now 53% complete, is expected to produce 50 MLD of additional water supply by yearend. It will be Maynilad’s third facility to tap Laguna Lake as an alternative raw source of water.

Currently, Maynilad has two treatment plants in Putatan, which provide 300 MLD to around 1.7 million customers.

“Our production of 300 MLD is stretched to meet the current requirements of our customers in the south. Hence, whenever extreme conditions necessitate reduced production, there is no extra supply so some of our customers experience service disruption. The additional output that we will get from the Poblacion WTP will help to address that,” said Maynilad Chief Operating Officer Randolph T. Estrellado.

The Poblacion water treatment plant is part of Maynilad’s P220 billion service enhancement program for 2023 to 2027.

Separately on Tuesday, Lee Robert M. Britanico, deputy administrator for customer service regulation of the Metropolitan Waterworks and Sewerage System (MWSS), said that the agency’s corporate office continues to look for a new water source.

“If we fail to look for an additional source the existing water supply can no longer meet the demand and the increasing population,” he said in a virtual press briefing.

He also said that the MWSS is now coordinating with Maynilad and Manila Water Co., Inc. to ensure adequate and uninterrupted water supply for the summer months.

“We have a supply deficit now not just in southern Metro Manila,” Mr. Britanico said, referring to the Philippine capital and parts of Cavite and Rizal provinces.

“[Because] the population in these areas continued to grow and the water supply is not coming from Metro Manila, our corporate office is looking for another source to augment that deficit, and we encourage everyone to conserve water and encourage Maynilad and Manila Water to be efficient,” he said.

Mr. Britanico said the MWSS is now preparing for the summer months when it expects a supply deficit due to high temperatures and the lack of rainfall.

“Rest assured as of now, we are okay but we encourage the public to conserve water, let us not take that for granted,” he said.

Mr. Britanico added that if population growth continues amid a lack of new water sources, a significant supply deficit might happen by 2024.

“Right now, if we will base the projection on the population, most likely next year we will have a problem but if we can find a new water source for Metro Manila, Cavite and Rizal, then that will address the issue,” he said.

Meanwhile, the MWSS regulatory office on Tuesday directed Maynilad to rebate P27.48 million to customers affected by the water services interruptions in areas served by the concessionaire’s Putatan water treatment plants.

“MWSS has determined the final rebate amount for Maynilad customers. Maynilad shall rebate a total of P27.477 million as reasonably determined by this office,” Mr. Britanico said.

The decision came after the recurring service interruptions from December 2022 until January this year in areas covered by the Putatan plants such as the southern part of Metro Manila.

Let me end this piece by asking you readers: If you are a Muntinlupa City resident, what is your reaction to this development? As a local resident, do you think that Maynilad will be able to complete its Poblacion water treatment plant and improve the local water supply? Do you manage a business that got negatively affected by the most recent water service interruptions?

You may answer in the comments below. If you prefer to answer privately, you may do so by sending me a direct message online.

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Last tranche of salary increase for Muntinlupa City government employees announced

January 24, 2023January 23, 2023carlocarrasco

In the progressive City of Muntinlupa, Mayor Ruffy Biazon announced the last tranche of salary increases for City Government employees, according to a Manila Bulletin news report. The raise of the salaries is in accordance to law and it will take effect very soon.

To put things in perspective, posted below is the excerpt from the Manila Bulletin news report. Some parts in boldface…

Muntinlupa Mayor Ruffy Biazon announced on Jan. 23 that city government employees will get their salary increases by the end of the month.

This is based on Republic Act 11466 or the Salary Standardization Law of 2019.

The fourth and last tranche of the salary increases for qualified government employees took effect on Jan. 1, according to the Department of Budget and Management (DBM). The first tranche of the salary increase took effect on Jan. 1, 2020.

“Good news para po sa kawani ng pamahalaan. Pagdating po ng katapusan ng buwang ito ay pai-implement na ang fourth tranche ng Salary Standardization Law (Good newas for employees of the government. By the end of this month, the fourth tranche of the Salary Standardization Law will be implemented),” said Biazon during the flag raising ceremony at the Muntinlupa City hall on Jan. 23.

Under RA 11466, the monthly salary of a government employee under Salary Grade 1 will increase to P13,000 (under Step 1 level) in the fourth tranche compared to P11,551 in the first tranche.

“The government recognizes the indispensable role of its dedicated personnel in serving our beloved country. We are firmly committed to help them amidst rising prices of goods and services. We hope this latest salary increase will cushion the impact of inflation,” said Budget Secretary Amenah Pangandaman.

According to DBM, RA 11466 covers all positions for civilian personnel, whether regular, casual, or contractual in nature, appointive or elective, full-time or part-time, now existing or created in the executive, legislative, and judicial branches; constitutional commissions and other constitutional offices; state universities and colleges (SUCs); and government-owned or controlled corporations (GOCCs) not covered by RA 10149.

The law also applies to all positions for salaried LGU personnel, whether regular, contractual or casual in nature, elective or appointive; on full-time or part-time basis, now existing or thereafter created in LGUs, and all positions for barangay personnel which are paid monthly honoraria, the DBM added.

Excluded under the law are those engaged without employer-employee relationship and funded from non-Personnel Services (PS) appropriations/budgets.

Let me end this piece by asking you readers: If you are a Muntinlupa City resident, what is your reaction to this development? As a local resident, do you think the salary hike for City Government employees is justified?

You may answer in the comments below. If you prefer to answer privately, you may do so by sending me a direct message online.

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Muntinlupa City offers online business permit processing and extends deadline to January 31, 2023

January 20, 2023January 17, 2023carlocarrasco

Recently in the progressive city of Muntinlupa, the City Government made things more convenient for local business to renew their business permits by offering online business permit processing as well as moving the deadline to January 31, 2023, the Manila Bulletin reported.

To put things in perspective, posted below is the excerpt from the Manila Bulletin news report. Some parts in boldface…

The Muntinlupa City government is offering an online business permit processing for the convenience of taxpayers.

The Business Permits and Licensing Office (BPLO) encouraged people, especially those who are unable to visit the Business Permit Renewal Hub at the Muntinlupa Sports Center in Barangay Tunasan, to avail of the Business E-Payment System (BESt) as a more convenient alternative to the renewal process.

In addition, the Muntinlupa City Council passed a resolution granting the request of BPLO officer-in-charge Engr. Allan Cachuela to extend the business permit renewal deadline to Jan. 31 to give business owners the chance to comply and avoid penalties.

Mayor Ruffy Biazon welcomed these developments and urged Muntinlupeños to beat the deadline by taking these opportunities that support grassroots businesses–a key component of his economic agenda.

Entrepreneurs who wish to renew their permit may visit the Muntinlupa City government website (https://muntinlupacity.gov.ph/). They must first send their business account details and active company email address to bplo.muntinlupa@yahoo.com or through a personal message to the BPLO Muntinlupa Facebook page. For security, entrepreneurs must send their details via message and not put them in the Facebook comments.

An official notification will be sent to the provided email address. Afterwards, the applicant must create a BESt account and undergo verification through email. Once verified, entrepreneurs must sign into the BESt portal, choose the business permit renewal option, and provide the necessary details and business information. Payment fees can then be settled via Development Bank of the Philippines or Landbank.

Let me end this piece by asking you readers: If you are a Muntinlupa City resident, what is your reaction to this development? If you are trying to renew your business permit, are the latest announcements good enough on making things convenient for you?

You may answer in the comments below. If you prefer to answer privately, you may do so by sending me a direct message online.

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